To apply for the Bank of Communications Y-POWER card, you need to be 18 years old or above, and you also need to provide application materials such as identity certificate, income certificate, work certificate and valid property certificate. If your materials are incomplete or your conditions are not met, it is easy to be rejected.

In view of the second rejection you mentioned, it should be that your credit card application was rejected recently. In general, after you fail to apply for a credit card, it takes three months to submit your application again. Applying for a credit card many times in a short period of time will make the bank think that you are in a hurry to use money, and your credit risk is high, so you will directly refuse the visa.

What should I do after my credit card application fails?

First, find out the reason for the refusal.

After the credit card application is rejected, the first thing everyone should do is to find out the reason for the rejection first, and consult the customer service staff of the issuing bank to know. If the information is incomplete, insufficient materials are enough; If the credit status is not good, improve the credit first and then apply for a card.

Second, provide comprehensive application materials.

Many people's applications were rejected because of incomplete information. If their submission is incomplete, their credit card application may be rejected again. If you want to apply for a high-end card, you must show proof that you have a house, a car and a real estate. Supplementing these materials in time will help to get approval again.

Third, don't apply too often.

After applying for a credit card is rejected, remember not to apply for it many times, and the results will be the same after applying for it many times in a short time. Bian Xiao reminded: reapply regularly, more than half a year.

Fourth, pay attention to personal credit records.

If your application is rejected many times, it means that many banks have rejected you. At this time, Bian Xiao suggested that you take your ID card to the local people's bank or check the credit report online. If the credit is bad, make good use of the records to remedy it.

Fifth, choose the formal channel to do the card.

There are not a few people who meet black intermediaries. And there are not a few people who fail to get a card. Bian Xiao suggested that a formal institution must be selected at a bank outlet to resubmit the application.