Caizhijin product introduction and agreement

"Caizhijin" (EPPC) product is a product of Guangdong Development Bank within the comprehensive credit limit of the customer's credit card account, in response to the customer's personalized repayment method To meet the needs of customers, we provide an overdraft transfer and installment repayment service. For approved customers, our bank will deduct a sum of cash not exceeding the comprehensive credit limit from their credit cards through overdraft transfer, and transfer it to the domestic bank savings account with the same name designated by the cardholder. Customers can choose to repay the principal and handling fee in 3/6/12/18/24/36/48/60 installments (one installment per month) (customers with designated purposes can choose to repay the handling fee in one lump sum).

Example: Take the application for RMB 24,000 yuan, with a handling fee of 0.75% (RMB: yuan)

Number of installments: 6, 12, 18, 24, 36

The handling fee for each period is 0.75% of the principal

The principal repayable for each period is 4000 2000 1334 1000 667

The handling fee for each period is 180 180 180 180 180 < /p>

*The repayment payable per period is 4180 2180 1514 1180 847

Note: Each month is one period.

Please adopt!