Hello, I would like to explain to you that whether your consumption accumulates points, you need to refer to our bank's points rules: use China Merchants Bank credit card (except AE American Express card/corporate debt commercial card/airline co-branded card/ Except for CP Card/Car Card/FAW-Toyota Co-branded Card/Gloria Hotel Co-branded Card/Warcraft Card/Jiuyou Card/ThinkPad Card/QQVIP Co-branded Card/I Love City Gold Card Series/Happy Card), your transaction amount is based on a single transaction In terms of consumption/cash withdrawal, 1 point will be accumulated for every RMB 20 or USD 2 spent, which will be effective on the day after the bank accounting date. However, some types of consumption are excluded, such as: house purchase, car purchase, wholesale, charity, non-profit services, government payment transactions, public schools, public hospitals, finance and other merchants that expressly indicate on the credit card website that they do not accumulate points. Please log in to the credit card website/jfplan/jfplan08.htm for details.

If you have other questions, please open the China Merchants Bank homepage www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.