1. Credit cards are those with clear words "credit card" and "debit card" on their faces.

2. There is a laser anti-counterfeiting mark on the front of the credit card, but not on the debit card (except for individual bank debit cards).

3. Credit card must have an expiration date.

4. The words "debit card", "savings card", "ATM card", "Maestro" and "Cirrus" are clearly marked as debit cards on the card face.

5. The credit card number is embossed. Debit cards are printed in print and relief.

6. On the front of the credit card, there is the Chinese pinyin of the cardholder's name, and some have the gender of "Mr" and "Ms". Debit cards are not necessary.

7. Generally, you don't need to enter a password for credit card spending (except Shenfa Credit Card, CITIC Xingye Credit Card and CCB Credit Card), as long as

8. Enter 6 or 4 digits at will on the password key for confirmation.