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How are Ping An Credit Card charged for cash withdrawals overseas in Australia?

Ping An Credit Card can be used to withdraw cash overseas. The withdrawal limit cannot exceed 50% of your credit limit, and handling fees and interest will be charged.

1. Overseas cash withdrawal handling fee: If you use UnionPay network, the cash withdrawal fee is 3% of the cash withdrawal amount, with a minimum of RMB 40 per transaction; if you use other networks such as MasterCard, the cash withdrawal fee is 3% of the cash withdrawal amount. Minimum charge is USD 5/transaction. Interest: Interest will be calculated at a daily interest rate of 5/10,000 from the date of cash withdrawal until the date of repayment.

2. Overseas cash withdrawal limit: Take the UnionPay route: the cumulative daily cash withdrawal amount per card shall not exceed the local currency equivalent of 10,000 yuan; take MasterCard and other foreign currency routes: you can withdraw up to the local currency equivalent of 1,000 US dollars. currency.

Response time: 2020-08-20. For the latest business changes, please refer to the official website of Ping An Bank.

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