Your credit card billing date is the 20th and the repayment date is the 8th, so the repayment date is the 25th day after the billing date. Credit card spending on August 30th is included in the bill on September 8th. The latest repayment date is June 4th 10. You can enjoy a 34-day interest-free period or prepay. When is the best time to swipe your credit card? For example, husband A has a bank credit card, as follows: 1) billing date: 5th of each month; 2) Due repayment date: at the end of each month, suppose that on June 5th of a certain year, Mr. A spent RMB 5,000 by credit card, and the amount of this consumption was recorded in the journal of June 6th of 1 1. So: you can enjoy a 56-day interest-free period when the consumption amount reaches 65438 on February 5! Therefore, it is the most cost-effective to swipe your credit card on the day of the bill! Of course, some banks may also have some points concessions or benefits for specific credit card consumption! Generally, for large consumption, try to swipe your card on the day of the bill, so that you can enjoy the longest interest-free repayment period given by the bank! In addition, another cost-effective use of credit cards is bonus hunter. As long as it is some preferential activities of the bank, or some exchange activities. Always pay attention and get as much as possible when you have the opportunity. Tens or hundreds of dollars may not be much to watch once or twice. But if you attend regularly, you will find that this is actually a lot of income. This is also a bright spot that credit cards can attract people to spend, and it is also something that many cardholders are keen on. Credit card revolving repayment skills 1. Use the first card to withdraw cash and return the second credit card, and then use the second card to withdraw cash and return the first credit card. If there is too much difference in the withdrawal amount between the two cards, you should repay several times more. Of course, the repayment must be between the billing date of each card and the final repayment date. Second, if there is no withdrawal restriction, you can use one card to withdraw cash (of course, this is illegal and risky) and use another card. If the cash withdrawal is not discovered by the bank, it can be staged.