What is the reason for the abnormal freezing of personal credit status of China People's Bank?
Because the personal credit status is abnormal in the People's Bank of China, CCB may freeze the CCB Dragon Card. You need to call the customer service of CCB to explain the situation and decide whether to unfreeze it according to the specific situation. \x0d\ CCB's risk prevention is very sensitive, and the bank card may be frozen in any of the following circumstances: \x0d\ 1. Suspected cash withdrawal leads to freezing: \x0d\ Frequent use of pos machines for large cash withdrawals, especially cash withdrawals by capping machines, has caused UnionPay to doubt your credit, and the bank will reduce your credit card limit, or even directly close the card. \x0d\ 2。 Repeated overdue repayment: \x0d\ The solution is to repay in full as far as possible, or to repay in installments. Calling customer service for unfreezing may lead to a decrease in the amount, but if the overdue times are not many, the general customer service will unfreeze it. \x0d\ 3。 Code set and code jump of the second clearing POS machine: \x0d\ At present, the market is flooded with second clearing machines, and the consumption records of credit cards are in a chaotic state due to the use of the big merchant model! For example, if Zhang San lives in Guangzhou and he spends 100 yuan in a store, the registration information of the Qing Er POS machine used by the other party in the bank may be in another city. Once Zhang San spends money on the second-clearing POS machines of other merchants' classes on the same day, if he encounters the same situation, he will have credit card records in several different cities within one day, which is very easy for the bank to monitor and seize. \x0d\ 4。 Be sure to swipe your card within the business scope, and the bank's risk prevention is very sensitive; \x0d\ 5。 I often spend money online because online consumer banking is unprofitable.