Because the credit card application is approved by post, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened.

Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.

Extended data

If the card meets the following criteria and has no bad credit record, ICBC can automatically upgrade the credit limit:

1. If it is not less than 3 months after the account is opened and the accumulated consumption is above 500 yuan (inclusive), the credit line can be adjusted to 500 yuan;

2. The credit line can be adjusted to 1000 yuan after reaching the level of credit line in 500 yuan and accumulated consumption of 500 yuan (inclusive) for at least 3 months;

3. It has reached the credit line level of 65,438+0,000 yuan and accumulated consumption is above 500 yuan (inclusive), and the credit line can be adjusted to 2,000 yuan after at least 3 months.

If the local card issuer has special regulations, this service is not applicable.

You can also call the customer service hotline of ICBC, select 2 Manual Service -2 Credit Card Service, and propose credit limit adjustment. The adjusted credit line is not higher than 2000 yuan.

Baidu encyclopedia-credit card

Baidu Encyclopedia-ICBC Credit Card