How to reissue the lost credit card: first, call the customer service phone of the issuing bank's credit card center, transfer the manual service according to the prompt, and then apply to the staff for reporting the loss of the credit card. Then, the cardholder carries his ID card to the issuing bank's business outlets and goes to the counter to handle the credit card replacement procedures. Generally, a new card can be issued within one week.

After the loss is reported, the credit card is basically frozen, but it does not affect the repayment. Be sure to pay attention to your repayment date after reporting the loss of your credit card, and don't overdue the repayment. The overdue repayment in the state of loss reporting will still be recorded in the bad credit record.

Credit cards can't repay loans. Credit cards can't be directly used to repay loans, because it is a cash-out behavior and a taboo for banks. Once this behavior is discovered, the card will be directly locked and blacklisted, and it will be very difficult to apply for a card or loan in the future. But you can withdraw the money from the credit card directly, or you can return the money from the credit card by transfer. These two methods are allowed by the bank, because using these two methods, you will bear the interest that needs to be paid for credit card overdraft.

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