Credit cards can be used in different places. The following points are related to the precautions for using credit cards:

1. If you spend before the monthly bill, you can pay it off before the sunrise bill and the first repayment date after the bill, and you can enjoy interest-free treatment;

2. If the consumption after the monthly bill date is paid off before the first repayment date after the next month's bill date, you can enjoy interest-free treatment.

There is no interest-free period for credit card withdrawal. From the date of cash withdrawal, the interest of 0.5 ‰ of the cash withdrawal amount will be deducted every day until it is paid off. It is not recommended to withdraw cash by credit card.

4. The repayment date of the credit card is the final repayment date. You can repay any day before, and you can repay many times. But even if it is overdue after the repayment date, it may affect personal credit, so it is necessary to repay it in time.