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Are there any precautions to take when studying in the United States?

There are a few things you should pay attention to when studying in the United States:

Live with Americans

Don’t be roommates with Chinese just for the sake of convenience and saving money. Not for anything else, just to speak better and have more opportunities to talk to Americans and understand their culture. It’s hard to make friends with American classmates just by attending classes.

Buy a bicycle now

Many universities in the United States are in college towns and small towns. Riding a bicycle will save time and exercise at the same time, killing two birds with one stone. You know, some campuses in the United States are very large, and new bicycles can be bought for 150-200 US dollars. If you want to save money, buy a used one. You can check online where you can buy used cars near you.

When opening a bank account, open both a check account and a saving account at the same time. Open one that is free of management fees and does not require a minimum deposit limit (minimum).

You don’t have much money, just open a check account, but there is usually no interest. If there is a major international bank such as Citibank or HSBC where the school is located, choose this bank to facilitate both domestic and American use. You can ask family members to make funds online or make funds to your family online. If there is no such big bank in the school location, you can open an account directly online. Moreover, Citibank’s e-saving account has an interest rate of over 5%, which is quite cost-effective.

If you want to have a credit card, it is best to bring your domestic credit card. When applying for a credit card from a bank or credit card company, show your domestic credit card, indicating that you need an American credit card for convenience. For example, domestic credit cards usually cannot be used for payment online in the United States. For shopping, because domestic credit card addresses are in Chinese, American online business computer programs do not understand Chinese. If the domestic credit card is visa, Master, or American Express, it will be easily approved by American banks or credit card companies. Otherwise, you have to wait a year or two before applying for a U.S. credit card. Until then, you can still use domestic credit cards to make purchases in U.S. stores, but you will only be paying domestic bills.

Unless you are very good at professional English, do not take in-depth professional courses in the first semester

Professional terminology is not like daily life language. Even if you have read professional English books in China, it is very difficult to take it. Probably almost never heard of it.