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What do you mean, Bank of Communications has no credit card record?
If it is not recorded, it means that consumption has been generated, but it has not been included in the credit account.

To put it simply, your available amount has decreased, but it is not included in your account, because the available amount has decreased in real time, but the bill has not been updated in real time. However, in the end, it will still be recorded.

Personally, I'm not used to checking bills, repayment and so on. So I always check my available quota to see how much I have used, and I will repay it in time, so I don't have to worry about not recording the money.

I hope I can help you, and I hope to adopt it!