1, Ant Financial Services Group started from Alipay and was established in 2004. 20 14 10, Ant Financial was formally established. With the vision of "bringing small and beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners to accelerate their March into "internet plus" and providing inclusive finance services to small and micro enterprises and individual consumers through the "Internet Propeller Plan".

2. At present, the consumer loans launched by e-commerce giants are mainly aimed at the stages of consumption scenarios of this e-commerce platform, but with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios are also being launched one after another.

3. This part of the business naturally has an impact on the similar business of the bank. After all, the scale of several major Internet giants is there. But not every industry is suitable for the Internet. The amount is too low to repay the principal in installments, which is a bit tasteless and doomed to be difficult to replace the position of traditional finance.

4. Deposit the balance treasure or lucky treasure (regularly), and the money deposited at 15000+ can be spent after 10, generally at1-10; Download the online merchant bank app on your mobile phone, and then save it in the library. Ten thousand yuan a month+deposits can basically be lent out+ten thousand consumer loans from online merchants' banks.