If the credit card is overdue and not frozen, it can be withdrawn after repayment. If the card is frozen, it cannot be taken out. In addition, the credit card withdrawal amount is generally 50% of the fixed credit card amount, which cannot be completely withdrawn.

Credit card withdrawal:

1. Credit card overdraft withdrawal:

A handling fee: it depends on the regulations of each bank. For example, the handling fee for withdrawing cash from Ping An Credit Card is 2.5%, with a minimum 25 yuan for each transaction; The credit card of CCB is charged at 0.5% of the cash withdrawal amount in China, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction;

B interest: calculated at the daily interest rate of 0.5 ‰ from the date of cash withdrawal.

2. Cash withdrawal from credit card overpayment: Some banks need to charge fees, while others don't. For example, the handling fee of China Merchants Bank is 0.5% of the withdrawal amount, and the minimum fee is 5 yuan RMB or US$ 65,438 +0.