How to cancel Ping An Credit Card if you no longer want to use it

1. To cancel directly, you can call Ping An Bank’s customer service number 95511 credit card hotline, and then transfer to manual service.

Explain to customer service that you need to cancel your credit card. At this time, your personal information will be verified and the credit card will be canceled. Just follow the customer service prompts for verification, which is usually to verify your ID card information and card password.

2. You can also go to a nearby Ping An Bank branch and go through the manual service window to cancel the Ping An Bank credit card. Bring your ID card and the credit card you want to cancel.

1. Customer service will try their best to keep you from canceling your credit card. At this time, your attitude must be very firm. You can find many reasons why you don't want to use your credit card. You don't have to give customer service a chance to refute, and don't be embarrassed. You can find some reasons that cannot be refuted.

2. We need to pay off all the credit card debts before canceling, otherwise we will not be able to cancel. You can use Alipay, Baidu Wallet and other applications with repayment functions to make credit card repayments. After you are clear about it, call customer service to log out.

3. After canceling the card, it is best to destroy the card so that others cannot ++ your card.

4. Confirm whether to cancel the account after 46 days. Cardholders generally need to call the bank promptly 46 days after canceling the card to confirm whether the account has been cancelled.

Can a Ping An Bank credit card be canceled after it has just been issued?

Ping An Bank’s credit card has just been issued. If it has not been activated, you can directly apply for cancellation. However, some credit cards will incur annual fees once approved. In this case, you need to send a bill to pay off the application. Cancellation

How to cancel a Ping An Bank credit card

When canceling a Ping An Bank credit card, you can cancel it through a variety of ways, such as canceling by phone and canceling at the counter; when canceling by phone, you can cancel by calling directly. Generally, there is a service hotline on the back of a credit card. After connecting to the manual service, you can make a request for cancellation. The bank may retain the credit card during cancellation.

If you want to cancel through the counter, you can go directly to the bank branch with your ID card and the card to be canceled. The bank staff will cancel the credit card for you after verifying the information.

Pay attention to whether there is any excess deposit on the credit card account. Since many cardholders are accustomed to using credit cards as debit cards, there is a part of the deposit amount in the credit card. Before canceling the credit card, the cardholder The deposit amount needs to be withdrawn.

When canceling a credit card, there must be no unpaid bills. Before canceling, you must confirm that the number of times you have swiped the card has reached the requirement for annual fee reduction or exemption. This is what we need to pay attention to to prevent paying for the annual fee out of pocket. fee situation.

How to cancel the account of Ping An Bank credit card

There are many ways to cancel the credit card of Ping An Bank. Cardholders can cancel the card in the following ways:

1. Cancellation through telephone banking. Credit cards can be canceled through telephone banking, but the prerequisites for credit card cancellation must be met before they can be canceled over the phone. Cardholders can call Ping An Bank's credit card service hotline: 400824365, and then press "0". Transfer to manual service, enter the ID number to transfer to manual service, and then explain to customer service that you want to cancel the card. Customer service can complete the entire card cancellation work for the cardholder.

2. To cancel at the bank counter, the cardholder can bring valid documents, such as ID card, credit card, etc., as well as the documents required by the bank to collect the reservation number at a nearby Ping An Bank outlet, queue up, and then follow up with the service The staff explained that they wanted to cancel the account, give the credit card to the bank staff, and fill out the relevant application, so that the credit card account can be canceled.

Pay attention to whether there is any excess deposit on the credit card account. Since many cardholders are accustomed to using credit cards as debit cards, there is a part of the deposit amount in the credit card. Before canceling the credit card, the cardholder The deposit amount needs to be withdrawn. When canceling a credit card, there should be no unpaid bills. Before canceling, you must confirm that the number of times you have swiped the card has reached the requirement for annual fee reduction. This is what we need to pay attention to to prevent paying the annual fee out of pocket.

Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many Special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

If you no longer want to use a Ping An Bank credit card, you must choose to cancel it. The safest way for cardholders is to report the loss first and then cancel it. If the cardholder does not want to pay the loss report fee and wants to cancel the credit card directly, he should also pay attention to the following. Questions:

1. Pay off all arrears in a timely manner. This arrears include not only account arrears, but also annual fees, etc.

Confirm whether the account has been canceled after 2.46 days to prevent the bank from successfully canceling the card due to some reasons, but the cardholder thought that the card cancellation was successful.

3. After deleting the card, it is recommended to cut the card or use a sharp blade to cut off the magnetic stripe (the magnetic stripe contains a large amount of private information).

Generally, it takes more than ten minutes to cancel a credit card, but the 45 days after canceling the credit card is called the "pre-cancellation period." During this time gap, the canceled card can actually be used for swiping. If the cardholder throws it away casually because he thinks the card has been canceled, the discarded card may be used by criminals and may still be stolen. It is possible to swipe, and you will have to bear losses for it. Similarly, cards within the pre-cancellation period can also be used for online transactions, and funds can also be transferred to the card.

How does Ping An Bank cancel a credit card?

The methods for Ping An Bank to cancel a credit card are:

1. Cancellation at a bank outlet:

Cardholder You can bring your valid ID card to a Ping An Bank branch to cancel the card.

2. Customer Service Telephone Cancellation:

Call Ping An Bank’s customer service telephone number 95511 and select 2 for manual service to apply for credit card cancellation.

Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. . The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province.

Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its holding subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38%. The controlling shareholder of Ping An Bank. It has 34 branches across China and a representative office in Hong Kong.

In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank changed its name to the new Ping An Bank and formally established the new Ping An Bank. Open to the public. On June 26, 2019, eight banks, including Ping An Bank, were among the first batch to launch an online enterprise information verification system.

Credit cards are divided into credit cards and quasi-credit cards.

A credit card refers to a credit card in which the card-issuing bank grants the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later.

A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.

Creditcard, often called a credit card, refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. It has the following features: consume first and repay later, enjoys an interest-free payment period (up to 56 days), and has a minimum repayment amount. Customers can repay in installments if they have overdrafts. Customers need to pay a certain amount of annual fees to the bank they apply for, which differs from bank to bank.

That’s it for the introduction of whether Ping An Bank’s credit card can be canceled.