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All the procedures for applying for a China Merchants Bank credit card are complete, but the approval is only 4,000 yuan. Why?

Hello, during the initial review, the credit card limit is comprehensively assessed based on the information attached when you applied and your specific situation. Please refer to the review results for the specific limit. The credit limit (fixed limit) of our bank's credit card starts from ¥1,000 yuan or its equivalent in U.S. dollars, and the upper limit is ¥50,000 yuan or its equivalent in U.S. dollars. Under normal circumstances, the fixed limit range for regular cards is ¥1,000-¥10,000 yuan, and the fixed limit range for gold cards is ¥10,000-¥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption.

If you need to apply for our bank's credit card business, the increase in the credit card fixed limit must be reviewed by our bank. Our bank will also take the initiative to increase the fixed limit from time to time for cardholders with good card usage records. To increase the fixed limit of a commercial card, you need to contact the company to apply for adjustment. You can log in to credit card online banking at any time and click "Account Management" - "Account Limit Management" - "Fixed Limit Adjustment" to apply. Click here to log in immediately. You can also fax (021-38566200) or mail proof of financial resources that has not been provided before applying for the card, including a copy of the real estate certificate (the real estate certificate must contain the name of the person or his spouse or minor children, and attach proof of relationship and the property (a copy of any water, electricity and coal invoice document issued in the past three months), a copy of the driving license of your own vehicle, a copy of our bank’s savings account statement in the past three months, or a certificate of asset balance of the financial account issued by each branch of our bank. Original.

(If you have any questions about other China Merchants Bank credit cards, please search "4008205555" in QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search "cmb4008205555" in WeChat to follow "China Merchants Bank Credit Card Center" "For consultation, thank you for your attention and support to China Merchants Bank!)