China Bank Credit Card Points Redemption:
Points can be redeemed through personal mobile banking of China Bank, credit card of China Bank, official account of WeChat and colorful life APP.
The above contents are for your reference. Please refer to the actual business regulations.
How to exchange credit card points for cash?
Different banks have different ways to exchange credit card points for cash. Taking Guangfa Bank as an example, the steps of converting points into cash are as follows:
Operating environment:
Brand model: iPhone 13
System version: iOS 15.4
Application version: v7.0.6
1. Search to open the website of credit card integral area of Guangfa Bank.
Second, click "Personal Center" at the top of the page to log in.
Third, find the amount you want to exchange in the signing amount.
4. Click "Buy Now" and enter the password.
First, it can be divided into bank cards and non-bank cards according to the different card issuers.
Bank card: This is a credit card issued by the bank. Cardholders can shop at the special merchants of the issuing bank, or withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.
Non-bank card: This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.
Two, according to the issue of different objects, can be divided into corporate cards and personal cards.
Company card: the company card is issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, military units, organizations and other legal person organizations.
Personal card: Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.
Three, according to the cardholder's reputation, status and other credit status, can be divided into ordinary cards and gold cards.
Ordinary cards: Ordinary cards are issued to cardholders with average economic strength, reputation and status, and there are no high requirements for them.
Gold card: Gold card is a kind of advanced credit card, which pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.
How to exchange credit card points of Agricultural Bank of China?
Hello, please redeem points through the following channels:
1. Zhangyin: Please log in to Zhangyin APP and click "Home → Credit Card → Points → Redeem Now".
2. Online Banking: Please log in to personal online banking and click "Credit Card → Points → Redemption".
3. Credit card WeChat: Please pay attention to the official account of "Agricultural Bank Credit Card" WeChat, and click "Rights/Notes → My Points → Point Redemption" at the bottom of the page to apply for point redemption.
4. SMS: Please use the mobile phone number reserved in the credit card system of Agricultural Bank of China to send the SMS "Last four digits of CCJFDH# # Gift number (4 digits) # Redemption quantity (2 digits)" to 1069095599 to submit an application for redemption of points.
5. Customer service hotline: Please call the credit card customer service hotline 4006695599 to apply for points redemption.
6. Designated merchants: Please go to our point consumption cooperative merchants and redeem points through POS machines (please visit the credit card page of our website for the list of point consumption cooperative merchants).
(Answer time: 202165438+February 20th. In case of business change, please refer to the actual situation. )
How to exchange credit card points for cash?
Credit card points cannot be directly converted into cash.
But it can be converted into gifts or coupons, which is equivalent to converting points into cash. As for the conversion, it can be done by credit card integral mall. Moreover, the bank has a separate credit card APP, and you can also redeem it directly through the credit card APP.
In addition, since most banks have resumed the business of redeeming points for gifts, it is still necessary to pay part of the cash when redeeming points for gifts in order to be successful.
Extended data:
I. Use of credit card points:
Credit card points are very useful. Here are some common places:
1, gift exchange. You can go to the bank where your credit card is opened, official website, and find the option of credit card points, then you can see the gifts with redeemable points. In addition to physical objects, there will be some goods, experiences and so on.
2. integral mall can exchange gifts by going to the mall. In banks, cooperative merchants can exchange points for goods or deduct a certain amount. Businesses such as Starbucks often have such credit card points redemption activities.
3. Integral oil change, such as the integral oil change of CCB Longka automobile card, belongs to the card type of CCB credit card oil card, and the integral of automobile card is generally oil change. The owner's card can also be used to change oil or toll.
4. Redeem air miles. Some credit card points can be directly converted into airline miles, and the mileage converted from points can be used when you are on a business trip or traveling.
5. Some credit card points can also be directly exchanged for annual fee reduction.
Second, the credit card application conditions:
1, the applicant for credit card master card must be at least 18 years old.
(1) The maximum age limit for China Merchants Bank, CITIC and Pudong Development Bank is 60 years old.
(2) The maximum age limit for Guangfa, Bank of Communications, Minsheng, Ping An and Huaxia is 65 years old.
(3) The maximum age limit of CCB can be extended to 70 years old.
2. Supplementary card applicants 16 years old or older can apply.
(1) China Merchants Bank and Agricultural Bank require 14 years old or above.
(2) Minsheng and CCB only need 13 years old to apply for supplementary cards.
3. The applicant must have a stable job and legal income, and have certain repayment ability.
4. Applicants need to have good personal credit conditions and no bad credit records.
5. Credit card processing also needs to be related to gender, position, housing, education, marriage, real estate, automobile production and professional title.
6. The higher the comprehensive factor score, the easier it is to apply for a credit card.
This concludes the introduction of how to redeem credit card points and how to redeem credit card points of members. I wonder if you have found the information you need?