Visa cards include credit cards and debit cards. VISA is an international credit card organization. It issued the first debit card in 1977 and began to issue credit cards in 1982. Therefore, visa cards include credit cards and debit cards. There are two international payment organizations for international credit cards, one is VISA and the other is MASTER. UnionPay payment is settled in RMB, while VISA or MASTER payment is settled in US dollars, so it is also called a dual-currency card. When applying for an international credit card, the application form will Allow users to choose to apply for VISA card or MASTER card. VISA card can be applied at bank branches, but the applicant must be over 18 years old and a natural person with full civil capacity.