The ways to change the credit card password are: 1, and the bank counter changes. 2. Log in to online banking or mobile banking to make changes. 3.ATM machine change. 4. Call the bank to change it. Users can choose the appropriate modification method according to their actual situation.
The following is a detailed introduction:
1, the bank counter is modified. This is the most common way to change the password. Users can bring their ID cards and credit cards to the bank counter to make changes. But relatively speaking, this method is cumbersome and wastes a long time.
2. Log in to online banking or mobile banking to make changes. Take China Merchants Bank credit card version 8.5. 10, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples, open the APP and log in, select "Security" in "My" and then "Password Management".
3.ATM machine has been modified. Similar to debit cards, credit cards can also change their passwords through the bank's ATM machine. This method is also relatively simple and easy to operate. Users can carry the card to the corresponding ATM machine for modification.
4. Call the bank's customer service hotline for modification. There will be a customer service hotline of the bank on the back of the credit card. Users can dial this number and change the password according to the relevant prompts. Relatively speaking, it is also a more convenient way.
How to change the credit card password
1. Modify the bank counter. This is the most common way to change the password. Users can bring their ID cards and credit cards to the bank counter to make changes. But relatively speaking, this method is cumbersome and wastes a long time.
2. Log in to online banking or mobile banking to make changes. This way of changing the password is more convenient. However, the premise is that users need to open online banking or mobile banking, find the option to modify the password after logging in and modify it.
3. number three. The ATM machine has been modified. Similar to debit cards, credit cards can also change their passwords through the bank's ATM machine. This method is also relatively simple and easy to operate. Users can bring their own cards to the corresponding ATM machines for modification.
4. Call the bank's customer service hotline for modification. There will be a customer service hotline of the bank on the back of the credit card. Users can dial this number and change the password according to the relevant prompts. Relatively speaking, it is also a more convenient way.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Another way of saying credit card is that credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts. 20 12 February, the bank confirmed that the credit card is safer without password, and if it is stolen, it will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 20-50 days). Credit card consumption enjoys an interest-free period, and the bill amount is paid off before the due repayment date, without any cost. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the date of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.
Generally speaking, bank cards are divided into credit cards and debit cards according to whether credit lines are granted to cardholders. In addition, bank cards can be divided into magnetic stripe cards and chip cards according to different information carriers; According to whether the issuer is in China, it is divided into domestic cards and overseas cards; According to the different issuing banks, it is divided into personal cards and unit cards; According to the different currencies of accounts, they are divided into RMB cards, foreign currency cards and dual-currency cards.
How to modify the credit card password?
There are three ways:
1. Log in to online banking or mobile banking and change the password;
2.ATM or ATM, change the password;
3. Call the credit card customer service hotline and change the password.
Extended data:
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay.
Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.