How to cancel Minsheng Credit Card

The ways to cancel Minsheng Bank Credit Card are:

1. Cardholders can call Minsheng Bank’s 24-hour customer service hotline at 400-669-5568 When canceling a card, special reminder is that there must be no outstanding balance in the account when canceling the card, and the card must be with the cardholder before canceling the card.

2. If a Minsheng Bank credit card holder loses his or her credit card, the card holder can only cancel the card at the counters of major Minsheng Bank branches.

Minsheng Bank credit card can be canceled through telephone banking or bank branch counters. The specific steps are as follows:

1. Telephone banking

Call Minsheng Bank with the reserved mobile phone number The bank's credit card customer service hotline is 400-66-95568, and you can apply to cancel your credit card.

2. Bank outlets

Bring your valid personal ID and credit card to the counter of any Minsheng Bank outlet to complete the cancellation procedures.

Note that before canceling a Minsheng Bank credit card, make sure there is no outstanding balance in the card. After canceling, cut off the card's magnetic strip in time to prevent it from being stolen.

Operating environment: Palm Bank version 6.7.0, WeChat version 8.0.15

Main card application qualifications: Domestic main card applicants must be over 18 years old and not over 65 years old , citizens of the People's Republic of China with full capacity for civil conduct; overseas main card applicants, foreigners and Hong Kong, Macao and Taiwan residents who are over 25 years old and not more than 55 years old and hold valid identity documents; main card applicants Must have a legitimate and stable occupation with stable income.

Applicants for supplementary cards: Applicants for supplementary cards must be citizens of the People's Republic of China, Hong Kong, Macao and Taiwan citizens and foreigners holding valid identity documents. If the child is the primary cardholder (applicant), the applicant must be at least 13 years old; in other cases (not limited to the primary cardholder or the applicant’s immediate family members), the supplementary card applicant must be at least 18 years old. Applicants for supplementary cards who are under 16 years old must provide a photo printout of their ID card/household registration book when applying.

Online application qualifications: Applicants for the main card must be citizens of the People's Republic of China with a legitimate and stable occupation, stable income, and full capacity for civil conduct. They are required to be over 20 years old and not over 60 years old. 1 year old

How to cancel a Minsheng credit card

1. How to cancel a credit card

1. Call the bank's credit card center to inquire about cancellation matters. It mainly depends on whether your card is suitable. Cancellation, whether there is a balance, etc.;

2. Use the phone to cancel the credit card. After receiving the call, the bank will accept the user's application for canceling the credit card and deduct the annual fees payable for all cards under the account. , the account balance is zero or the customer explicitly gives up the remaining deposit in the account.

3. Go to the bank counter to formally cancel the credit card. The cardholder must bring his or her ID card and the credit card to be canceled to the bank to fill out a card cancellation application form. The card may be collected first and the corresponding card cancellation procedures will be done one month later. However, you can also directly make an appointment to cancel the account on the day of card cancellation.

2. How to get rid of all kinds of obstructions from customer service

1. Express your determination to cancel the card

2. Warn them if they refuse to go to the bank to complain

Extended content:

Notes on canceling a credit card:

1. Credit card cancellation is divided into card cancellation and account cancellation. After canceling the card, it is recommended to cancel the account, otherwise it may be possible to apply for a credit card again. There will be some problems;

2. If there are still unused points in the credit card to be canceled, it is recommended to redeem all points before canceling the card;

3. After submitting the credit card cancellation application Cardholders should not use the credit card again before it officially takes effect, otherwise the card cancellation application will be automatically revoked;

4. After formal cancellation, cut along the credit card's magnetic strip and discard it to prevent theft.

Reference materials: Credit card - Baidu Encyclopedia

How to cancel Minsheng Bank credit card

If you want to cancel Minsheng Bank credit card or cancel your account, customers can take the following methods :

1. Directly call Minsheng Bank’s hotline 95568 to submit an application to the customer service staff. The customer service staff will first verify the customer’s identity information and confirm that it is the person before accepting the application.

2. Find the card in the credit card interface of online banking/mobile banking client/credit card APP "National Life" and select the cancellation option to cancel the card online.

3. If there is an offline branch of Minsheng Bank near where you work or live, customers can also bring their credit card and personal ID card to the branch counter to find staff to cancel the card.

Extended information:

A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

It is in the form of a card with the issuing bank name, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back.

Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with the merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards as stipulated in the relevant laws of our country refer to electronic payment cards issued by commercial banks or other financial institutions that have all or part of the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc.

On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit.

The credit card generally refers to a credit card.

Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000).

The main features of credit cards:

①Credit cards are one of the fastest growing financial services today. They are an electronic currency that can replace traditional cash circulation within a certain range;

②Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;

③Credit cards are high-tech products that integrate financial services and computer technology.

④Credit cards can reduce the use of cash;

⑤Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;

⑥Credit cards can simplify collection payment procedures, saving social labor;

⑦Credit cards can promote product sales and ++social needs.

That’s it for the introduction of how to cancel the Minsheng Credit Card account.