Yes.

According to Article 2 of the "Fengshou Credit Card Standard Personal Card Application Contract (2017-2 Edition)":

The total amount of credit limit used by customers to withdraw cash or transfer funds shall not exceed the standard The overdraft cash withdrawal limit of the card.

Customers can withdraw RMB cash with their password at domestic ATMs with the "UnionPay" acceptance logo or at outlets affiliated to Zhejiang Rural Cooperative Financial Institutions, and with their password at overseas ATMs with the "UnionPay" acceptance logo. Withdraw local currency cash;

You can deposit RMB cash at the outlets of Zhejiang Rural Cooperative Financial Institutions and other banks' outlets on the Internet; you can transfer and settle with password at outlets designated by the card issuer and self-service channels.

Extended information:

According to Article 2 of the "Fengshou Credit Card Standard Personal Card Collection Agreement (2017-2 Edition)":

Customers pass the Transactions carried out using standard cards on the UnionPay network are settled in RMB. The resulting clearing exchange rate between other currencies and RMB shall be handled in accordance with the regulations of China UnionPay. The customer agrees to bear all exchange risks, losses and expenses that may arise due to the above circumstances.

Transactions, interest and fees incurred by customers due to the use of standard cards will be recorded directly in RMB by the card issuer in the customer's account. The customer is responsible for the repayment of the overdraft and must repay it on or before the due date specified on the statement.

?Zhejiang Federation of Rural Credit Cooperatives-Fengshou Credit Card Standard Personal Card Application Contract (2017-2 Edition)