The minimum credit card standard IC gold card of Shanghai Pudong Development Bank is 5,000 yuan, and the available overdraft limit of bank credit card refers to the maximum overdraft consumption and cash withdrawal approved by the bank according to the cardholder's income and credit status, and the cardholder can recycle it within the validity period of the credit card.

Several methods of withdrawing cash by credit card;

1, frequency of use: credit cards are often used, no matter how much they cost, as long as they can swipe their cards, they will definitely spend money.

2. Amount: It is best to generate at least 30% of the total bill every month.

3. The bill of credit card consumption needs to last for 3 months in a row, and it can't be broken in the middle, that is, there must be consumption every month.