Dear customer, you have submitted an application through the Bank of Communications "e-card credit card terminal" and selected the counter processing process:

1. Go to the Go to a credit card bank branch, or ask the staff at the local bank’s credit card center to fill out the credit card application form. The content of the application form generally includes the applicant's name, basic information, financial status or source of income, guarantor and his/her basic information, etc.;

2. Submit certain copies of certificates and certificates to the card issuing bank. ;

3. After filling in the application form truthfully, you must submit the relevant credit certificate together with the completed application form;

4. The application form is accompanied by a credit card. For the contract, the applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have his or her signature;

5. Credit card application process Basically completed, waiting for the credit card to be issued.

I have received that the Bank of Communications has applied for a card through the "e" credit card terminal. Can the credit card be applied for?

When you receive a message from the bank saying that you have passed the review, When the card has been sent, it means that the card has been approved. Just wait to get the card. Generally, it takes 10 to 15 working days from the day you apply for the card to the day you get the card.

I want to apply for a transportation card What are the requirements for a bank credit card?

What are the requirements for applying for a Bank of Communications main credit card?

Applicants must be between 18 and 60 years old (for youth cards, between 18 and 35 years old) ), Chinese citizens with full capacity for civil conduct, legal and stable income and good personal credit, as well as foreigners and compatriots from Hong Kong, Macao and Taiwan who have the right of residence in China.

1. New card application

Customers who have never had a Bank of Communications main credit card or whose card has been canceled for more than half a year must provide a valid personal identity document, work certificate, residence certificate, and income certificate Or proof of financial resources, etc.

2. Apply for an additional card

Customers who already hold a Bank of Communications main credit card and have good card usage records can only provide proof of identity. If there is new proof of financial resources, etc., it can also be provided.

3. Apply with a credit card

If you hold a main credit card from another bank and have used the card for more than half a year, with good consumption and repayment records during the period, you need to provide your valid identity document. , Proof of holding a credit card, other proof of financial resources, etc.

Extended information

Customers only need to submit an application on the "e-card application" terminal specially customized by Bank of Communications, and the approval will be completed immediately on site. The processing rate is 81% within 30 seconds, and the processing rate reaches 99% within 3 minutes. After verifying the card, use your mobile phone to log in to the "Pay the Bill" APP, and the card can be used in two steps. All services involving credit cards, such as checking accounts, repayments, etc., can be solved on the "Pay the Bill".

When cardholders open the card, they can bind various mobile payments such as ApplePay and UnionPay QuickPass, and enable QR code scanning payment, so that they can use their mobile phones to make purchases at various online and offline merchants. Customers can also enjoy Bank of Communications' "Redtest Friday" supermarket refueling and "Pay the Bill" APP online mall, daily payment, catering merchants, movie ticket purchase, mobile phone recharge and other all-scenario preferential services.