2. Counter of bank outlets: Go to any outlet of CITIC Bank with valid ID card and credit card, fill in the form at the counter, go through the formalities of credit card cancellation, and cancel the account through the counter of CITIC Bank, but only if the credit card has no arrears can the account be cancelled; And it must be in person. Please ask the staff to go through the cancellation procedures at the counter. You can also ask more questions to the bank staff.
It should be noted that the balance on the credit card cannot be cancelled before the cancellation of the credit card of CITIC Bank, so please remember to return the arrears. If you have a bad credit record because of overdue repayment, you should choose to continue to use your credit card, repay it on time every month and spend more money on it. Because this situation cannot be eliminated in a short time. Bad records can only be overwritten if you choose to continue using this method. Once the cancellation is overdue, the record cannot be deleted. This will naturally affect your future credit card and credit card application.
Credit card cancellation is generally handled by customer service, but it will not be successful immediately. When the card is returned, the account will enter the pre-cancellation status, and it will be confirmed whether the account is successfully cancelled after 45 working days. If your ID card is complete, in some places, you can still buy it just by the card number without verifying the information. The best way is to cut these strips into pieces and throw them into different garbage dumps to avoid future problems.
CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987, and changed its name at the end of 2005. CITIC Bank is one of the state-owned commercial banks in China, headquartered in Beijing, and its main shareholder is CITIC China Limited.