How long does it usually take to get a replacement credit card?

It usually takes 1-2 weeks (about 10 working days) to get the card. Credit card reissue generally requires reporting the loss first, and reissue can only be done after the loss is reported.

1. We usually have two ways to report the loss and reissue of a credit card. You can directly call the customer service number to report the loss and reissue it, or you can go directly to a bank branch to report the loss and reissue it.

(1) To call customer service to report a loss, you only need to call the customer service hotline of the bank where your lost credit card belongs, and then apply for a loss report and replacement. However, this method can only temporarily report a loss for 24 hours, and you must go to a bank branch to handle a formal loss report within 72 hours.

(2) If you go directly to a bank branch to report the loss and get a replacement, you must bring your personal ID card. However, if you want to report a loss at the bank, you have to queue up to get a number, but generally speaking, the time will not be very long.

2. It usually takes about one or two weeks to get a new card after reporting the loss of a credit card. This not only involves bank factors, but also depends on the speed of express delivery. Normally, banks can send out new cards within 3 working days, but the courier banks choose to send cards is generally the postal service, which may be slower. So normally it’s about a week, so it’s about this time.

If the area is relatively remote, the time to get a new card may be longer. The bank will charge relevant fees when applying for a new card.

3. Don’t forget to repay when re-applying a credit card. When a lost credit card is re-applied, you can repay through bank counters, third-party platforms, online banking and other channels. If you don't know the amount of the bill, you can call the bank's credit card customer service hotline to inquire, and the bank will tell you the credit card bill.

4. The reissued new card can be used after activation. During activation, the credit card query password and transaction password need to be reset, and the transaction information of the old card will also be inherited; credit card The billing date and repayment date will not change; after activation, the old card will become invalid even if it is found.

5. Credit cards must be properly kept in normal times. If they are accidentally lost or stolen, the possibility of them being swiped is very high. Moreover, you do not need a password to make purchases on foreign websites. You only need the validity period of the credit card, and the card number. The security code on the back can be used for transactions, which everyone should pay attention to.

How long does it take to reissue a lost credit card

You can reissue a lost credit card through the following methods

1. Go to a nearby bank branch to report the loss and reissue it;

2. Report the loss and reissue by calling the customer service number;

3. Report the loss and reissue through mobile banking;

It usually takes 15 working days to report the loss and reissue the credit card. If the customer is in a hurry to use the credit card, he or she can ask the bank to send it by expedited mail. It may only take 2-3 days to receive it, but there is usually a handling fee for expediting.

The first thing you should do if your credit card is lost is to report the loss, because many credit cards now have password-free services, which means that you can use the credit card within a certain consumption amount without a password. If the credit card is stolen If someone else picks it up and uses it, it will easily cause property damage, so you should call the bank’s customer service hotline in time to report the loss

How long does it take to apply for a replacement credit card?

It usually takes about 15 working days to apply for a replacement credit card. If you need it urgently, just ask the customer service at the bank's credit card center to have it delivered by expedited mail. It usually takes 2-3 days for expedited delivery.

The specific credit card reissue situation of each bank is different, but generally it is necessary to report the loss first and then reissue it. The loss reporting and reissue process can be completed by just making a phone call.

Extended information:

Re-issuing a lost credit card will not have any impact on previous bills. After all, after a credit card is reported lost, you are only restricted from using the card. You cannot swipe the card for consumption or withdraw cash. However, the repayment can still be made, but you cannot use a credit card to insert the card in the ATM machine to deposit money for repayment.

As long as the credit card statement comes out, regardless of whether you get a new card or not, you can transfer the repayment amount to the credit card of the old card through mobile banking or third-party payment platforms. This is best Choose a channel that offers free repayment to avoid paying extra handling fees.

This ends the introduction about how long it takes to reissue a credit card and how long it takes to get it. I wonder if you found the information you need?