Different repayment methods have different arrival times, as follows:

1. If you handle repayment through CCB outlets, self-service terminals, online banking, mobile banking, and WeChat, real-time recovery Your credit limit.

2. If the repayment is made through the agreed account, the main credit card limit will be restored in real time after the deduction of the savings card is completed.

3. If you handle repayment through a third-party payment institution, the arrival time will be different.

If you need to handle cash withdrawal business, you must wait for the repayment transaction to be recorded in your account before the cash withdrawal limit can be restored.

Extended information:

CCB’s credit card repayment grace period

CCB provides credit card repayment grace period service. There is no need to apply for this service, and the time is until the due date. The third day after the payment date.

If you repay within the repayment grace period, CCB will treat it as on-time repayment. If the repayment is not successful on the day due to transfer time differences and other reasons, please ensure that the repayment amount is received before 7:00 am on the third day after the due payment date, and it will still be regarded as normal repayment.

Reference materials:

China Construction Bank - When does credit card repayment arrive

China Construction Bank - Is there a grace period for credit card repayment