How to swipe the Bank of Communications credit card without a chip

If the credit card does not have a chip, it means that the credit card is a magnetic stripe card. The magnetic stripe card is the same as the chip card. You can just insert the card and swipe it normally. Users need to be careful not to use their credit cards for illegal operations such as cashing out when swiping their cards. Once any illegal operations occur, it will affect the user's normal use of the credit card.

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How to use a credit card

Credit cards are usually used at POS machines Swipe the card, take the card with the RFID machine and pay online.

1. Swipe cards at POS machines.

Swiping cards at POS machines is the most common way to use credit cards, and it is a way of swiping cards online. When swiping a card, the operator should first check the credit card's validity period and cardholder's last name and other information.

Then, select the corresponding POS machine according to the card issuing bank and the currency type to be paid, and slide the magnetic stripe of the magnetic stripe credit card on the POS machine, or insert the chip credit card into the card slot to connect to the bank, etc. To make a payment, enter the appropriate amount.

2. RFID machine taps the card.

Tapping the card on the RFID machine is a new type of credit card usage method, and it is also a networking method. When tapping a card, the operator should first check the credit card's validity period and cardholder's last name and other information.

Then, select the corresponding card machine according to the card issuing bank and the currency type to be paid, enter the corresponding amount, and place the credit card flatly no more than 10cm above the sensor.

3. Online payment,

From the perspective of cardholders, online payment is considered to be the riskiest among several credit card payment methods, because malicious people People may use phishing, eavesdropping on network information, fake payments, etc. to steal user information.

When paying online, you need to enter the credit card validity period, the Visa CVV2 code/MasterCard CVC2/UnionPay CVN2 number next to the signature column on the back of the card, and the online transaction password. Sometimes you need to enter your name and the one randomly generated by the web page. Verification code, etc.

Extended information:

Notes on the use of credit cards:

1. Overdue records due to annual fees,

Generally, card-issuing banks will not Jinpu Card will have an annual fee-free policy. If the annual fee is overdue, the bank will give the cardholder a grace period to complete the annual fee-free card payment requirements;

2. What to do if it is used fraudulently Overdue records generated by the card,

Due to insufficient information confidentiality, others have stolen documents and other information to apply for the card. Through appeal, the bank will generally eliminate the overdue record caused by this situation;

3. Confirm that unpaid debts due to fraudulent transactions are overdue.

Once the fraudulent losses caused by non-person’s credit card consumption and the resulting overdue payment are verified, the bank will issue a certificate to assist the cardholder in eliminating the bad debts. Overdue records.