At present, many banks, including Bank of Communications, Shanghai Pudong Development Bank and China Everbright Bank, have opened inter-bank credit card transfer services. For example, Bank of Communications recently launched the activity of holding the Platinum Credit Card of Bank of Communications as the main card, using the platinum cards of industry, agriculture, China, construction, postal savings, China Everbright and China Merchants Bank to successfully repay their names and send handling fees.

Banks that have opened this service can conduct inter-bank association binding for free, and consumers can call the credit card customer service hotline to apply. Although it is very convenient and quick to bind credit cards to cross-bank repayment, bank customer service also reminds cardholders to pay attention to the repayment limit.

Credit card interbank automatic repayment limit is determined by the issuing bank that binds the debit card, and the credit card issuing bank only cooperates. Debit cards will not set an upper limit on the repayment amount of credit cards bound to banks, but will set an upper limit on the maximum repayment amount of a single credit card bound to other banks.

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Recently, many banks have adjusted their automatic repayment limits. For example, Minsheng Bank announced in its credit card center, official website, that due to the urgent notice of China Postal Savings Bank, the single limit will be adjusted from 50,000 yuan to 6,543,800 yuan from now on.

That is to say, if the cardholder repays through the debit card of Postal Savings Bank, and the amount owed exceeds 1 000, there may be a situation that the inter-bank automatic repayment fails or the repayment balance is insufficient. If the cardholder is careless, not only will the points be deducted, but also the personal credit record will be stained.

People's Network Binding Credit Card? Inter-bank repayment can also be automatic.