there are differences. In the credit card application, automatic bank transfer means that the company transfers money to the bank where your account is located through other banks to pay; Instead of bank automatic transfer payment, it refers to cash payment; The former provides a traceable and elegant channel for credit card information in your application for credit card; It is more helpful for the next card.

In addition to the above application materials, the conditions for applying for a credit card are as follows:

1. Identity certificate: ID card, and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked;

3. proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.