Generally, the payment restriction of IOUs can be lifted within 24 hours. After the lifting of the ban, users can use the white strip to place an order again. If you can't wait 24 hours, you can choose other transaction methods, such as change payment and bank card payment. The transaction of IOUs is limited because JD.COM system detects that there may be unsafe factors in the transaction, so the payment is limited. There are many unsafe factors, such as frequent replacement of landing equipment.

1, because there are restrictions on payment in some consumption scenarios, such as users recharging their mobile phones, traffic, QQ or winning a treasure with one yuan, then the monthly limit is 300- 1000 yuan, and the excess cannot be spent.

2. When users pay for consumption by scanning code or Jingdong, the monthly limit starts from 3,000 yuan, which may vary from user to user, subject to the payment status displayed on the actual page. When the front page of the user's consumption has been prompted, then the user can't use the white bill for consumption in the current month, indicating that the limit has been reached, and other payment methods can only be replaced in the future.

3. The question about the user's white line is the result given by the system after comprehensive evaluation, and manual adjustment is not supported, so users should pay attention to the line expenditure when spending. In addition, the Bai Yue quota will be reset at 1 every natural month.

The restriction of IOUs trading may indeed be due to the risk control of the account by the system, but it may also be caused by other reasons, and risk control is not the only reason. The following situations may also lead to the restriction of white note trading:

1. Personal credit is damaged due to overdue repayment, and the system freezes the line.

2. The consumption amount exceeds the prescribed limit. Jingdong wallet is swept away, and Jingdong pays (white bars) consumption, with a monthly limit of 3,000 yuan.

3. The system detects that there are risks in the current transaction, and the merchant may be blacklisted, so it is estimated that another merchant can spend normally.

If it is because of system risk control, customers can only wait patiently for the end of system risk control. If it is overdue, the customer must pay off the arrears quickly and then accumulate more good credit. Generally, the system will be comprehensively evaluated every other month or so. It is recommended to wait for three to six months. If the limit is reached, it can be reused after the limit is restored. For example, the one-day limit can wait until the next day to continue spending.