CCB credit card supports card application. The procedures for applying for a card with a card are the same as those for applying for a normal card. It will not increase the success rate of card application, but the credit limit of the previously held card will have a certain reference value for the bank's quota.

Whether the card can be successfully approved depends on the application materials submitted by the user and the credit records in the personal credit system. The bank will decide whether to approve the card and how much amount will be approved after a unified and strict review. . Extended information

When a cardholder uses a credit card to make a large purchase, the card-issuing bank will pay the merchant a one-time payment for the goods (or services) purchased by the cardholder, and will be transferred to the merchant based on the cardholder's application. The consumption funds are deducted from the cardholder's credit card account in installments, and the cardholder repays according to the monthly credit amount.

In the past, credit card installments mainly included bill installments and single consumption installments. Banks usually charged corresponding handling fees based on the number of installments. Whether it is bill installment or single consumption installment, the premise is that consumption behavior occurs first, and then the bank sets the installment repayment of the credit loan generated.

Baidu Encyclopedia-Credit Card