Hello, according to the regulations of the People's Bank of China, all card-issuing banks are required to upload customers' consumption and repayment records regularly, and cannot tamper with them. We won't make any bad comments on your usage records, but we will truthfully feedback your historical usage records without any subjective judgment. When you handle the loan business in the future, the loan bank will refer to your credit history comprehensively, not just for a certain period of time. If you apply for a personal housing loan in our bank, whether it can be approved is based on the comprehensive evaluation of the business type, credit status, guarantee method and other factors, and can only be determined after the approval of the handling outlets. It is recommended that you provide relevant application materials and contact the loan handling bank or local post-loan service center for verification.

If you have any other questions, I suggest you consult online customer service /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support!