1. The total amount payable in this period is the total amount payable in this period's bill, and the minimum amount payable is the minimum amount payable in this period's bill. Repay in full according to the bill amount before the final repayment date, and the consumption enjoys an interest-free period without interest.

2. If you don't repay in full and on time, only the minimum repayment amount will not affect your personal credit card, but the consumption does not enjoy the interest-free period, and the bank will charge interest in full at the rate of five ten thousandths per day from the date when the consumption is recorded.