How to quickly accumulate CMB credit card points? Take a look at these seven methods
Many cardholders don’t know how to quickly accumulate points with China Merchants Bank credit cards. In fact, in addition to the most basic daily consumption, there are many ways to accumulate points, such as getting points by applying for a card, It’s easy to earn points by participating in China Merchants Bank’s points activities, etc. Let’s find out below.
1. Basic knowledge of China Merchants Bank’s points
Points rules: Earn 1 point for spending 20 yuan or 2 US dollars (no points for less than 19.9 yuan). Points are permanently valid (car cards, City series cards: 1.5 times the points, valid for 3 years; YOUNG card, Sina Weibo card, GQ card One Piece fan card: 2 times the points in the birthday month, with a maximum reward of 2,000 points per household).
Unified points pool: No matter how many cards there are, the points are unified together. In the end, I maximized my spending through high-end cards.
Book of Heaven: China Merchants Bank’s astronomical list of merchants without points must be checked frequently, and many merchants are entered in the blink of an eye.
The order of repayment: first repay the current bill - then the annual fee, interest and handling fee in the unissued bill - then withdraw the principal (no interest will be charged on the day of withdrawal) - Finally, there are other parts of the outstanding bill.
2. Leg hair card
The card between the leg of lamb and wool is called leg hair card (babies’ nickname). ***25 cards (some say 26):
Young card (two cards, black and white, limited to customers under 30 years old), Weibo card (three cards, gold, pink and black) , GQ card (one, only male customers can apply), city theme cards (up to 19, several friends of Walli have already collected them).
How to play:
You can earn points by borrowing cash in advance (and withdrawing cash) (1 point for 20 yuan). City series cards earn 1.5 times points (20 yuan earns 1.5 points), YOUNG cards, Sina Weibo cards, and GQ cards earn 2 times points in the birthday month (20 yuan earns 2 points, with a maximum limit of 2,000 points per household).
The first cash withdrawal of each month is free of charge, and the maximum cash withdrawal per card in each natural month is 10,000 (750 points per month for each city card, 500 points for each of the 7 other cards, and 500 points per month for the birthday month) 2000 points more).
Some ATMs can withdraw cash up to 10,000 yuan in a single transaction (the first transaction is free of charge). If you collect 1 GQ card, 2 Young cards, 3 Weibo cards and 6 , you can withdraw 3,000 points every month and 38,000 points every year (2,000 points more in your birthday month). A city card is worth 750 points per month and 9,000 points per year. Multiple cards can be added up. Is it still difficult to score points?
The China Merchants Bank Mobile Life APP also gradually allows you to withdraw 10,000 yuan in a single transaction (no need to go to the ATM). Although it shows that a 100 yuan handling fee is required, it will not actually be charged.
If you withdraw money on the same day, there will be no interest on the same day (the handling fee has been waived). It is best to withdraw cash after the bill date and before the repayment date, and pay off all bills that have been issued and unpaid bills first (because repayment is in order).
But it really doesn’t take perseverance to play with leg hair cards.
3. Get points when you apply for a card: 25,000 points as a first-time gift
Available for both Diamond Card and American Express Centurion Platinum Card.
4. Spending multiple times in the birthday month and on the birthday day
If you use the leg hair card to withdraw cash, you will get 2,000 more points in the birthday month.
On your birthday (can be modified), of course you will get 10 times the points on Classic White (1 point for 2 yuan, upper limit 10,000 points). One main card and two free supplementary cards, 10 times the points on the birthdays of 3 people. Spend 22,240 yuan to get 11,100 points, 33,300 points for three people, and the annual fees of 10,000 points, 5,000 points, and 5,000 points are deducted respectively, and you still earn 13,300 points.
5. Various points activities
1. Introduce card application. Successfully introduce one person and you will get 1000 points, and the more you introduce, the more rewards you will get. Long term.
2. Get cash advance and cash installment points.
3. Renew your card and get points.
4. Bind the official WeChat account and Palm Life APP to receive points.
5. Bind ApplePay, HUAWEIPay, and Xiaomi to get points.
6. Get points by adding a full-currency card.
7. Receive points for overseas consumption.
Please download the Palm Life APP, all kinds of points activities are in "My - Activities. Rewards".
6. There are points for Alipay, JD.com and Baidu payments
No points for Tenpay and UnionPay payments.
7. Daily consumption
1.5 times points for car cards and city series cards.
Please note that the points for cash withdrawal with the car card are 1.5 times, but the handling fee is not waived.
How to obtain China Merchants Bank points
There are many ways to obtain CMB credit card points. Here are some common methods:
1. Users can use bill installments to obtain points. Earning points and earning points by bill installment is currently China Merchants Bank’s signature points activity. The specific requirements and points redemption rules will depend on the specific situation.
2. Users can also redeem points by borrowing cash in advance.
3. Users can also earn points by recommending others to apply for a card. Recommending 1, 2, and 4 people can earn 1,000 points, 2,000 points, and 10,000 points respectively.
4. Users can also get 99 points when applying for ApplePay payment.
5. To get bonus points when applying for a card, users can consult the staff of China Merchants Bank for details.
6. When users go out to stay in a hotel and book Airbnb accommodation services, they can redeem it if they meet certain rules.
7. Users can also earn points by swiping their cards: 1 point will be awarded for every 20 yuan/2 US dollars spent by swiping their cards.
But please note that except for the first one, which is fixed, the others are limited by activity time and activity rules. You can check the details of relevant activities every month.
Extended information:
How to use CMB credit card points:
1. 799 points redeemed for Starbucks medium cup coffee
Chinese Merchants Bank credit card holder Cardholders can swipe credit card points at designated Starbucks stores across the country, and every 799 points can be redeemed for a medium cup of Starbucks hand-crafted beverage of any flavor, with no limit on the number of times and quantity.
2. Redeem McDonald’s designated value-for-money meals with a starting point of 299 points
During the event (from now until 2015.2.10), log in to the official China Merchants Bank Credit Card APP "Handheld Life" - Points Redemption ——Xiaoji shares delicious food and can redeem McDonald’s designated value-for-money meals starting from 299 points.
3. 20 points = 1 yuan to exchange for DQ ice cream
From now on, China Merchants Bank credit card holders can use credit card points at designated DQ stores, and 20 points = 1 yuan. Standard, redeemable for all ice cream products.
4. 20 points = 1 yuan to exchange for all Watsons products
China Merchants Bank was established in Shekou, Shenzhen in 1987. It is the first bank in China that is completely owned by corporate legal persons. A joint-stock commercial bank, it is also the first pilot bank for the country to promote banking industry reform from outside the system.
Since it was first shortlisted for the Fortune Global 500 in 2012, it has been shortlisted for seven consecutive years. In 2018, it ranked 213th on the Fortune Global 500. On June 26, 2019, eight banks including China Merchants Bank were among the first to launch online enterprise information verification systems. In July 2019, the 2019 Fortune Global 500 was released, ranking 188th. In November 2019, it ranked 85th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative. In December 2019, China Merchants Bank was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. On December 18, 2019, it ranked 31st on the People's Daily "China Brand Development Index" 100 list. On January 13, 2020, it was selected into the 2020 Hurun Top Quality Awards. In March 2020, it was selected as the 74th among the top 500 global brands in 2020. In May 2021, it ranked 22nd on the "2021 Forbes Global 2000".
How to get points with China Merchants Bank credit card?
First, you can get points by using China Merchants Bank credit card offline for swiping purchases. Generally, you will get 1 point for 1 yuan spent, and 7 points for 1 US dollar spent. You can also enjoy double points on your birthday; 2. Earn credit card points by signing in, such as signing in on the China Merchants Bank Credit Card app Palm Life or signing in on the China Merchants Bank Credit Card WeChat official account to earn points; 3. Apply for installment purchases with China Merchants Bank Credit Cards to earn additional points Spending points; 4 You can get points by recommending your relatives and friends to apply for a China Merchants Bank credit card.
: The most common method is to swipe your card. It should be noted that not all card swiping behaviors are rewarded with points. Generally, each bank will announce the range of credit card swiping points. Sometimes China Merchants Bank will also cooperate with WeChat, Alipay, etc. When paying through these methods, you can get double points and other different rewards when using a CMB credit card. Swiping the card on your birthday also earns you double points rewards. Follow the "China Merchants Bank Credit Card" official account on WeChat and you can sign in every day to get points, usually 1 point. Follow the "China Merchants Bank Credit Card" official account in Alipay, and you can also sign in every day to get points. Similar to WeChat, you can usually get 1 point each time.
Use China Merchants Bank credit card to accumulate points for consumption. China Merchants Bank Credit Card has the leading credit card points function among its peers. You can visit the points section of this official website, where there are many point gifts for you to choose from. China Merchants Bank credit card points can also be redeemed for gourmet food, watching movies, and drawing grand prizes. In the month of the cardholder’s birthday, you can also receive special points discounts.
For some designated credit cards, points can also be used to redeem annual fees. For those game enthusiasts, credit card points can also be redeemed for currently popular game gift packages at great value. If you need more information related to "China Merchants Bank Credit Card Points Redemption", please use the "China Merchants Bank Credit Card" official WeChat smart Q&A function. Follow "China Merchants Bank Credit Card" on WeChat and you can use it.
How to earn points with China Merchants Bank credit card?
First of all, log in to the "Pocket Life" on the mobile phone. We can see that there is a "Points and Redemption" module in the interface, click to enter. After entering the interface, we can see our current points, and then click the "Earn Points" module to enter the guidance interface for earning points. There are several ways to earn points with China Merchants Bank credit cards, including shopping, recommended card application, bill installments, card rights, other bonus points activities, etc.
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How to earn points quickly with China Merchants Bank credit cards
As we all know, points with China Merchants Bank credit cards But the most difficult thing to accumulate is that you can only accumulate 1 point for every 20 yuan spent. It is a very long process to accumulate thousands of points. However, there are policies and countermeasures. As long as you play well with your credit card, you can accumulate it quickly. There is nothing you can do about earning points. Here are a few tips for you.
The first step: Be familiar with the points rules of China Merchants Bank’s credit cards
It is said that only by knowing yourself and the enemy can you win every battle. The accumulation of credit card points is also the same. Only by mastering the rules of points can you accumulate points quickly. Rules of points of China Merchants Bank’s credit cards It's like this:
1. Ordinary credit card consumption accumulates points, and every 20 yuan/2 US dollars in a single purchase earns 1 point.
2. Car cards and city-themed series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and an additional 50 points will be given (the points value is an integer), which is double points. Quick online payment is also available. times points.
Second tip: You can accumulate multiple points on birthday month purchases
China Merchants Bank sometimes offers similar activities such as 10 times points on your birthday month, so you can concentrate some necessary purchases into In birthday month, quickly earn multiple points for activities.
If there are no activities, but you hold the YOUNG Card, Sina Weibo Credit Card, or GQ Card, you can accumulate double points by spending in your birthday month.
The third trick: Use a combination of cards to get a high redemption rate
This is actually used in conjunction with the first trick, which is to use the card with double points as a Zhu swipe card, and then use the platinum card as a redemption card.
The China Merchants Bank Platinum Card can be redeemed for relatively high-value miles and hotel points, and the City Card can accumulate multiple points. In this way, a combination of cards can quickly earn a large number of points.
The fourth tip: Participate in various points activities
For example, China Merchants Bank’s current 10-yuan storm event and bill installments can also give you points.
Secondly, China Merchants Bank Credit Card has also developed some credit cards that are free of charge and have points for the first cash withdrawal of the month, targeting the consumption of young people, including YOUNG, Weibo Card, GQ Card, and City Card. Use these cards The first cash withdrawal of each month is free of charge, and you can also accumulate points. Every 20 yuan/transaction = 1 point.
That’s it for the introduction of how to earn points with China Merchants Bank Credit Card.