How to calculate the installment interest of Ping An Bank's credit card? The calculation of credit card interest has always been a headache for many small partners. So, what do you know about Ping An Bank's credit card installment interest? If you don't understand, you can come in and study with Cai Xiao.
How to calculate the installment interest of Ping An Bank's credit card? Ping An Bank credit card installment rate
The interest rate and interest of Ping An Bank credit card holders applying for bill installment vary according to the number of installments. Suppose your total bill in August is 65,438+00,000 yuan, and the minimum repayment amount is 500 yuan. You only need to pay 500 yuan, who paid the bill in August, and the remaining 9500 yuan can apply for the installment payment of the bill. In September, the bill will start to repay the installment amount;
Taking the installment of 12 as an example, the payable amount of each installment (852.46)= the total installment amount (9500)/ the number of installments (12) (the remainder is recorded in the payable amount of the first installment), the total installment amount (9500) and the handling fee rate of each installment (0.64%); For details, please call Ping An Bank Customer Service Center.
How to calculate the installment interest of Ping An Bank's credit card? Ping An Bank credit card installment payment standard:
Ping An Credit Card repays in installments, with a handling fee rate of 0.85% for the third installment; 0.8% in Phase 6; 12 0.75%; 18 0.75%; 24 period 0.72%; Handling fee = installment interest rate of installment principal.
Ping An Bank credit card installment payment:
1. Application amount: the single consumption amount is not lower than that of 500 yuan, and the maximum consumption amount is not more than 50,000 yuan.
2. Application time: the day after credit card consumption to two working days before the latest billing date.
3. Application method:
(1), call Ping An Bank's customer service hotline: 955 1 1-2 to handle the installment payment;
(2) Log on to the website of Ping 'an One Account, and click on the "Credit Card" channel to apply for installment payment;
(3) Log in to Ping An Bank Credit Card Online Banking and apply for a single installment payment.
How to calculate the interest of Ping An credit card installment payment?
The daily interest rate of credit cards is basically five ten thousandths.
Pay the minimum repayment amount in the current bill first, and the rest can apply for bill installment. The handling fee for the sixth installment is 0.68%. Amount payable in each installment = total installment amount ÷ number of installments (the remainder is recorded in the amount payable in the first installment) × commission rate in each installment× minimum repayment amount after the bill is generated in this installment, (4 160- minimum repayment amount) ÷6(4 160- minimum repayment amount )× 0.68 in each of the next six installments.
Staging of consumption: single consumption below 65,438+000,000 yuan can be applied. Series that can be applied for: 3665,438+0265,438+0824. Application time: between the second day after the consumption date and two working days before the current bill date. Handling fee rate: 0.8% in the case of six installments = the total number of installments ÷ the number of installments (the remainder is recorded in the payable amount of the first installment).
Extended data
Ping An Credit Card repays in installments, with a handling fee rate of 0.85% for the third installment; 0.8% in Phase 6; 12 0.75%; 18 0.75%; 24 period 0.72%; Handling fee = installment interest rate of installment principal.
1. Application amount: the single consumption amount shall not be lower than that of 500 yuan, and the maximum amount shall not exceed 50,000 yuan.
2. Application time: you can apply from the date of consumption to the current billing date (inclusive). For example, if your billing date is 25th of each month and your consumption date is June 10, the application time is June 10 to June 25th.