Pudong Development Bank is really the garbage among the garbage in the bank. I have used the card for several years and repaid it on time, just because I was traveling for a few days during this period and it was not convenient to make the payment on time. I was urged every day and made four calls in one morning. I told them that it was inconvenient to drive, but I still kept calling. You said you can't take out trash. I advise everyone not to open this bank. When you're done, log it off.