Why does it show that the money you and I borrowed will be transferred to my credit card?

The money deposited into the credit card cannot be withdrawn. When it is withdrawn, it is withdrawn in cash, and it is charged ten thousandths every day. Five billing.

Are there any routines for Youwodai? Different users have different processing methods

As a P2P platform, Youwodai has financial products and loan entrances. In fact, most of the income of the P2P platform is There are handling fees from the loan side, so there are still many people who take out loans. So are there any tricks for you and me to borrow money? In fact, different users encounter different situations. Let me summarize them for you.

1. Reapplication was rejected after early repayment

Many users have encountered this situation, that is, the original repayment was based on 12 monthly installments. After early repayment, You will no longer be eligible for a loan, which is also known as a trick.

For example, if a user's credit card and My Loan are due for repayment, but he only has half of the money in hand, according to his idea, he will first repay the Loan in advance, and then borrow it to repay the credit card.

As a result, as soon as you and I repay the loan, we are no longer eligible for another loan, and the credit card is also in urgent need of funds, so we have been completely tricked.

2. The limit increases after repaying the loan early

In addition to the above situation, there are also people who increase the limit after repaying the loan early.

For example, a Youwodai user originally had three months of installment repayment, but after having sufficient funds, he chose to repay in advance, and the amount increased by 3,000 yuan. Later, he applied for a loan on Youwodai again. It also arrived quickly.

Summary: From the above two situations, we can see that your loan will have different processing methods for different users. The key lies in how the system judges your repayment ability. If they think you have a strong repayment ability, they will naturally not trick you. If they think your risk level is high, your loan qualifications may be temporarily closed.

Is your loan safe and reliable?

My loan is safe and reliable.

Youwodai is relatively safe. It is one of the earlier online loan platforms in China. It was established in 2011 and the platform is still operating stably. Youwodai is a relatively reliable online loan platform. The interest rate should not be that high, but the interest rate on online loans will not be too low, so try to pay attention!

After your loan is overdue, many things will happen that have an impact on your personal life, and the consequences of overdue are some serious.

1. The credit report is affected

Youwodai has been connected to the Baihang credit system this year. If you fail to repay malicious debts in Youwodai, it will be included in the national personal credit Rating system blacklist. Overdue records will be recorded in the credit reporting system. You will receive a repayment reminder notification to remind you that it is time to repay.

2. Pay additional fees

If you are overdue in your loan, you will have to pay additional overdue fees. The longer the overdue period, the more fees will be incurred.

I have been engaged in bank credit work for many years. If I want to apply for 1-20W by myself, which online platforms are more formal and can easily pass the application by myself? Generally speaking, Baidu (Du Xiaoman) Youqianhua is a platform with a relatively high pass rate. The credit limit is the highest and the interest rate is low. I have a car loan and I was given a credit limit of 9.5W. I recommended it to my colleague who has a real estate loan and was directly granted a credit limit of 18W.

If you need it, Du Xiaoman - you have money to spend, big brands are reliable, low interest rates are trustworthy. Have money to spend - Manyidai, the maximum loan amount is 200,000, and the daily interest rate is as low as 0.02. The fastest loan is 3 minutes. The specific amount depends on personal evaluation!

Du Xiaoman - If you have money to spend (batch in seconds), click online to measure the amount

As a reminder: after the limit is exceeded, try to withdraw the full amount, because risk control is dynamic. Not many people can lend money now. If you have needs, it is recommended to withdraw the full amount. Early settlement and repayment is supported after the first installment.

Many people have enough money to spend, so you can try the following two platforms, which are also relatively formal licensed financial institutions! The review is relatively less strict! 360 IOU is a financial subsidiary of 360 Anti-Virus Software, and Fenqile is a subsidiary of Lexin. They are both large companies.

360 IOU can borrow up to 200,000 yuan!

Click to measure the amount online

You can borrow up to 50,000 in installment loan!

Click to measure the amount online

In the credit card loan, do you need to use a bank card or a credit card?

It should be in your Youwo Loan account number, and then It depends on which bank card you have bound, then transfer it to this bank card.

What does it mean to be approved for a You-Wo loan under Xiaoying Kadai?

It means that you meet the application conditions for a You-Wo loan.

The Jiakadai loan you and I will disburse to a credit card, while other types of loans will be disbursed to bank cards. Youwodai Jiakadai is a loan product similar to Kakadai and Xiaoyingkadai. It is mainly used for credit card repayments, which means that the money from Jiakadai cannot be withdrawn or used for other purposes. If you borrow Jiakadai, the money will usually be directly credited to the credit card after approval. After the Xiaoying APP is approved, the loan will be released in about 3 days. Xiaoying Kadai is a mobile application that helps young people borrow money quickly and easily raise their balances and get them into their accounts quickly. Xiaoying Kadai relies on facial recognition, intelligent scanning and other technologies as well as big data risk control to create a mobile loan experience for users with “easy application, efficient approval, and fast loan disbursement”.

Is it safe for you and me to borrow money? Why do we need to bind a credit card?

Hello, the security and income of investment and financial management are worth considering. Choose a safer platform, such as WeChat. There is a "Financial Management Supermarket" in which there are insurance, funds and other financial products, which can be operated through mobile WeChat-Wallet-Wealth Management. It is simple, safe and risk-free. It is similar to the bank's demand deposit, but the interest rate is higher than the bank's demand deposit. It can be withdrawn at any time.

That’s all for the introduction of why you and I borrow credit cards.