personal credit cards can withdraw cash, and credit card withdrawal, also known as "cash advance", is a small cash loan function provided by card issuers. For Qingdao Bank of Communications, if you have money in your account, you can withdraw cash and withdraw more than 5, yuan in cash. You must provide a valid ID card and make an appointment with the bank in advance. If you don't have any money in your account, you need to overdraw. Overdraft interests are charged at a daily rate of five ten thousandths, and the longest overdraft period is two months. The upper limit of withdrawal is the overdraft limit of credit card+cash in the card.

it should be reminded that there is a difference between withdrawing cash by credit card and spending by swiping it, and there is a charge and interest for withdrawing cash.

according to different banks, in addition to the overdraft interest of .5 ‰ per day (interest is not included in the repayment on the same day), some joint-stock banks also charge a withdrawal fee, which is generally 1%-3%, with a minimum charge of 1-3 yuan.

Generally, credit card withdrawal is repaid within 2 days after the next bill date.