Hello, under normal circumstances, credit card consumption does not charge interest. Basically, every bank's credit card has an interest-free repayment period. The length of interest-free repayment period first depends on the regulation of the issuing bank on the final repayment date, and then depends on the cardholder's consumption time, usually the shortest is 20 days and the longest is 50 days.

If all the consumption amount is paid off on time within the interest-free repayment period according to the regulations of the bank, no interest will be charged. If the repayment exceeds the interest-free repayment period, interest of 0.5 ‰ will be charged every day from the date of consumption.

In addition, credit card consumption enjoys an interest-free repayment period, but overdraft withdrawal often has no interest-free period, so if it is a credit card withdrawal, interest will be generated from the withdrawal date.