As long as you meet the conditions for a credit loan, you can apply to the bank. Many banks accept credit loans.

Credit loans refer to loans issued based on the creditworthiness of the borrower, and the borrower does not need to provide guarantees.

Conditions that need to be prepared for Wuhan credit loan:

1. You must have a fixed income, and it depends on the salary details.

2. Aged 18-65.

3. No bad credit record.

Documents required for Wuhan credit loan:

1. Lender’s ID card;

2. Lender’s credit information in the past six months, and credit information Good;

3. Bank card transactions in the borrower’s name for the past six months, without interruption;

4. Proof of the borrower’s residence certificate (rental contract, real estate certificate, bank balance sheet for the past three months) , electricity, gas invoice)

5. Income certificate issued by the lender’s workplace.

6. Social security, insurance policies, and provident funds can also be used for loans.

If you want to borrow a higher amount, you can get a mortgage loan, such as a house, car, etc.