According to the inquiry email website, we learned that the Everbright Credit Card has been reduced. The negotiation steps are as follows:

1. Stay calm and contact China Everbright Bank in a timely manner: Understand clearly the reasons for the reduction and The specific situation is due to changes in personal credit evaluation or adjustments to internal policies of the bank.

2. Provide relevant evidence and materials to support your appeal: for example, provide corresponding supporting materials for good performance in personal credit assessment, good repayment record, etc.

3. Provide other relevant documents and certificates to increase the temporary opportunity for recovery: such as asset certificates, salary slips, bank statements, etc.

4. Maintain a patient and friendly attitude: Understand the bank's position and try to solve the problem as the goal, but you also need to stick to your reasonable requirements and negotiate with the bank to achieve a result that is satisfactory to both parties.

5. If the negotiation fails to achieve satisfactory results, you can consider complaining to relevant regulatory agencies: such as the People's Bank of China, China Banking Regulatory Commission, etc., and request investigation and handling.