Changxing Huaxia Card is a platinum card with a quota ranging from RMB 0 to RMB 50,000. The bank will comprehensively determine the quota according to the individual's marital status, economic ability, personal housing, credit history and education level. Generally speaking, applicants with good credit will get a higher quota.

The credit limit that the cardholder can use will decrease with each consumption and recover with each repayment. For holders of multiple credit cards issued by Huaxia Bank, the maximum credit limit of a single credit card held in the cardholder's name is used as the credit limit, not the sum of the credit limits of multiple credit cards.