Industrial Bank has a long history and many customers, many of whom have credit cards of Industrial Bank. But it may be the first time for some people, so they are not familiar with all aspects of the business operation of Industrial Bank. For example, some people don't know when the repayment date of Industrial Bank's credit card is when they return the credit card. Today, I will answer your questions and introduce the inquiry method of repayment date.
When is the repayment date of Industrial Bank's credit card?
The repayment date of Industrial Bank's credit card is the 20th day after the billing date, and the billing date of Industrial Bank's credit card has eight dates: 2nd, 4th, 8th, 1 1, 13, 18, 2 1 and 23rd. The specific date is allocated by the banking system.
Inquiry Method of Credit Card Repayment Date of Industrial Bank
First, customer service telephone inquiry
You can call the Industrial Bank customer service hotline 9556 1 directly, and then follow the voice prompts to check the repayment date of your credit card, or you can turn to manual service to check the customer service staff.
Second, the report query
Every month, the bank will send the monthly bill to the customer, and you can check the expiration date of your credit card directly on the bill.
Third, online banking inquiry
You can log in to the online bank of Industrial Bank's credit card, then click to enter the "Credit Card" interface, and then click "Bill Information Inquiry" to find the repayment date.
The repayment date of Industrial Bank credit card mainly depends on when your Industrial Bank credit card billing date is, so everyone's repayment date may be different. It also summarizes three ways to inquire about the repayment date of Industrial Bank's credit card, which you can operate according to.
What does the bill statement in the credit card mean?
Hello, the billing date is the date when the issuing bank regularly collects and settles the current transactions and expenses of the cardholder's credit card account every month, and calculates the current interest and payable amount of the cardholder. The consumption on the bill date is included in the next bill. Please show the repayment on the bill. In each bill, the cut-off date of recorded credit card transactions is called "bill date". The due repayment date is generally about 18 days after the bill date (subject to the bill). 3 natural days after the due repayment date is the repayment grace period.
The billing date of different cardholders may be different. For example, the 25th of each month is the billing date, and each billing date records all transactions recorded from the 26th of last month to the 25th of this month, and the corresponding final repayment date is the following month 13. Generally, the consumption on the 25th will be recorded on the 26th, and will be included in the next bill.
If you have any questions, please open the homepage of China Merchants Bank and click "Online Customer Service" in the upper right corner to enter the consultation.
What is the accounting date of the repayment date of Industrial Credit Card No.31?
The repayment date of Industrial Bank's credit card is 20 days after the bill date.
1 65438+1October 13, the bill is paid on June 65438+February1sunrise, and the repayment date is 20 days after the bill date, that is, June 65438+February 3 1.
The repayment date of Industrial Bank's credit card is 28th, and what is the billing date?
The 20th day after the billing date of Industrial Credit Card is the repayment date, that is, the 8th day of each month is the billing date, and the 28th day of each month is the repayment date.
First, credit cards are generally spent on the day of the bill, and the interest-free period is the shortest.
2. You can enjoy the longest interest-free period if you spend on the day after the bill date; For example, the billing date of Industrial Credit Card is 1 day per month, and the repayment date is 2 1 day per month, so if you spend in July 1, and you have to repay before July 2 1, then you can enjoy the shortest interest-free period. If the purchase is made on July 2nd, the bill belongs to August 1, and should be repaid before August 2nd1,so you can enjoy the longest interest-free period.
Interest-free repayment period from the bank bookkeeping date to the final repayment date:
The longest interest-free period of Industrial Bank credit card is 50 days and the shortest is 20 days. The interest-free period is different on different credit card consumption days, and the longest interest-free period can be enjoyed on the next day of the bill.
Non-repayment beyond the interest-free period will result in liquidated damages. Minimum repayment amount The minimum amount that the cardholder should repay in the current period as stipulated by the issuing bank. The minimum repayment amount in this period is the sum of the following amounts.
5% of the accumulated unpaid consumption amount and 5% of the cash advance within the credit line, all the consumption amount and cash advance that exceed the credit line, 100% of the amount to be repaid in each period, all the unpaid minimum repayment amount in the previous period, all expenses, liquidated damages and interest in this period. In case of any change, the latest banking regulations shall prevail.
When is the repayment date of Industrial Bank's credit card?
The repayment date of Industrial Bank's credit card is determined according to the billing date, which is generally the 20th day after the billing date. For example, the bookkeeping date is the 2nd of each month and the repayment date is the 22nd of each month.
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1. The interest-free repayment period is from the bank bookkeeping date to the final repayment date. The longest interest-free period of Industrial Bank credit card is 50 days and the shortest is 20 days. The interest-free period is different on different credit card consumption days, and the longest interest-free period can be enjoyed on the next day of the bill. For example, the billing date is 18 per month. If the consumer spends money in August of 19, it will be settled on the bill of September 18. If the consumer pays in full on the last repayment date of June 10 8 (August1September-June108), he can enjoy an interest-free period of up to 50 days. If you spend money on August 18, and the billing date is September 7, you can only enjoy the interest-free period of 20 days.
2. Industrial Bank was established in 1988, and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 300 banks in the world. Industrial Bank Credit Card Center was established in July 2004. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.
3. Basic functions: You can choose whether to swipe your card with a password, spend with a signature, or add password protection. Industrial credit card fully takes care of your convenience and security needs. There is no risk in reporting the loss. If the card is lost, you can call the 24-hour customer service hotline 9556 1 or complete the loss reporting procedure through the interactive SMS service, and the loss reporting will take effect immediately, without worrying about all the risks afterwards. Provide one card with two coins for distinguished cardholders, especially RMB and USD, and sign accounts in more than 200 countries and regions around the world. Consumption abroad can be repaid in RMB, which is popular all over the world. A variety of repayment methods, especially providing you with up to seven repayment methods, such as cash repayment, ATM transfer repayment, automatic transfer repayment, online banking repayment and telephone banking repayment, so that you can easily repay anytime and anywhere, which is very worry-free.
So much for the introduction of Industrial Credit Card Bookkeeping Day.