;?With the continuous development of mobile Internet financial technology, many Internet companies now have small loan products and want to enter the credit market. As one of the largest e-commerce platforms online, JD.com is certainly no exception, including JD Finance. What is the maximum amount of JD gold bars? Are JD gold bars a revolving credit limit?

What is the maximum amount of JD gold bars? According to the official website of JD Gold Bar, the maximum amount of JD Gold Bar is 300,000 yuan. However, judging from feedback from actual users, very few people can apply for a credit line of 300,000 yuan, and more users apply for credit lines of around a few thousand to tens of thousands of yuan. Under normal circumstances, if Jingdong Gold Bar's credit limit reaches 20,000 yuan, it means that the borrower's personal qualifications are very excellent. Jingdong Gold Bar will have a special system to evaluate the comprehensive qualifications of borrowers, and will conduct a comprehensive evaluation from various factors such as consumption behavior, trustworthy behavior, workplace, age, monthly income, etc. The higher the borrower's noob compliance score, the higher the JD Gold Bar's overall score for the borrower, and the higher the JD Gold Bar quota the borrower can apply for.

Are JD gold bars a recurring credit limit? The quota of JD gold bars can be used repeatedly, and it supports borrowing and repaying at any time and repaying in advance. If the borrower wants to increase his JD Gold Bar credit limit, he can find ways to use JD Finance more. He usually handles business in JD Finance, spends more shopping in JD Mall, and uses JD Finance to pay water, electricity and gas bills, which will help to increase his credit limit. . In addition, we need to remind everyone to pay attention to protecting their credit information. Friends who have credit cards or other credit products should pay attention to repaying on time. A good credit record is the most powerful credit statement. The above is the sharing of relevant content about "What is the maximum amount of JD gold bars?" I hope it can help everyone!