Usually, after the credit card is successfully activated, there is no charge (except for a few special credit card types). But after the cardholder uses the credit card, the card will have an annual fee. Most credit cards are free of annual fees in the first year, and will incur annual fees after swiping the card in the second year.
The annual credit card fee is usually waived after certain conditions are met, such as how many times or how many times the card is swiped. So, if you spend a lot of money and have just opened a credit card, try to use it. After you use it a certain number of times, you can get rid of the annual fee. Under normal circumstances, you can avoid the annual fee by swiping your card five times. Of course, the premise is that you must repay the credit card in time. If the credit card is not used after activation, it should be cancelled in time. Otherwise, the expenses incurred by the credit card may be overdue, which will bring many unnecessary troubles to the cardholder.
The landlord can decide whether to activate the credit card according to his own consumption situation, but warm reminder that not opening the card does not mean that there is no charge. For detailed consultation, please consult Huaxia Bank Customer Service 95577.