How about the provident fund e-loan of the Rural Commercial Bank?

It’s good.

1. The payment method has low requirements. The provident fund e-loan products of the Rural Commercial Bank can be repaid in one-time repayment of principal and interest, and the Agricultural Bank of China has very low requirements for repayment methods. Easy repayment.

1. Formal. The provident fund e-loan of Rural Commercial Bank is reliable and belongs to the business of Rural Commercial Bank. All loan policies are formulated in accordance with national standards.

What is the interest rate of provident fund loans of Rural Commercial Bank?

1. For loans within one year (inclusive), the annual interest rate is 4.35; 2. For loans between one and five years (inclusive) time, the annual interest rate is 4.75; 3. For a loan period of more than five years, the annual interest rate is 4.9.

Rural commercial banks (formerly rural credit cooperatives) are an important part of China’s financial system and are currently the main form of cooperative financial organizations. China Rural Commercial Bank is an independent corporate legal person. It is responsible for the debts of rural credit cooperatives with all its assets. It enjoys civil rights and assumes civil liabilities in accordance with the law. Efforts to promote the transformation of rural credit cooperatives into modern enterprises and give full play to the role of credit cooperatives as the main force in supporting farmers are important arrangements made by the China Financial Work Conference, and are also a top priority for deepening the reform of local financial institutions.

Rural Commercial Bank Provident Fund Consumer Loans and Convenience Cards

What are the requirements for convenience card loans?

First of all, the age must be 18 years or above, and usually not more than 60 years old; Generally, only natural persons such as farmers, merchants, urban residents, public officials, and small and micro business owners can apply, and applicants must have full civil capacity; users must have stable income, and you can provide more information when applying. Some relevant information that can prove one's economic income; the applicant's personal credit must be good and have no serious overdue records.

1. The maximum credit limit for a convenience card loan is 1 year, and the maximum credit limit for a convenience card loan is 3 years. When using a convenience card, you must prevent it from being lost. If it is lost, you must promptly report the loss and apply for a new card to avoid causing economic losses to individuals. Generally, you should report the loss by phone first after the card is lost.

2. The convenience card has a loan function without any other surcharges. Easy to withdraw cash. The convenience card fully complies with the debit card charging standards. Card holders can apply for loans, repayments, and credit anytime and anywhere at the counters of more than 4,000 rural credit cooperatives in Hunan Province.

3. Handle the repayment business at a bank outlet, choose to repay the interest or repay the principal and interest by collecting interest first and then collecting the principal, and then deposit the interest into the convenience card in each period, and the system will automatically deduct the interest and collect the interest. . After the loan expires, the system automatically deducts the principal and interest of the loan.

Can Rural Commercial Bank provide provident fund credit loans?

Yes. Rural Commercial Bank, referred to as Rural Commercial Bank, is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, corporate legal persons and other economic organizations within its jurisdiction. In response to national policy calls, Rural Commercial Banks can also provide provident fund credit loans. As long as you meet the conditions, you can apply for a loan from Rural Commercial Banks. Loan means that banks, credit unions and other institutions lend money to units or individuals who use the money, with specified interest and repayment dates.

Is the provident fund loan of Rural Commercial Bank easy to get?

The provident fund loan of Rural Commercial Bank is easy to get. As long as you complete the procedures and have a stable income, you can get the loan