Many people are attracted by the rights and interests of credit cards when they apply for credit cards, so will the rights and interests of credit cards be updated every year? In fact, most of the rights and interests of credit cards have a service life, that is, these rights and interests are to promote this card and attract users to handle it. Subsequent rights and interests will automatically disappear after expiration and will not be updated every year.

However, many credit cards have a long-term validity period of exchanging points for rights and interests, that is, users can exchange points for certain rights and interests after spending a certain amount on credit cards every year. When using points to exchange rights and interests, you should know the exchange rules in detail so as to handle the exchange business smoothly.