Qilu Bank is a city commercial bank located in Jinan City, Shandong Province. It is uncertain how long it will take to apply for Qilu Bank's credit card, which is related to the customer's comprehensive qualifications and the materials submitted. The more comprehensive and abundant the information submitted by ordinary customers, the better their comprehensive qualifications and the faster the approval speed. Customers who have previously handled business in Qilu Bank apply for credit cards, and the bank's approval speed is faster than that of new customers.

Extended data

First, generally speaking, if it is short, it may take four or five days to complete the examination and approval; If it is slow, it may take more than a week to complete the approval. However, no matter when the approval is completed, Qilu Bank will inform the customer of the approval result as soon as the approval is completed.

After receiving the SMS from Qilu Bank, customers can compare it with the date when they applied for a credit card, so that they can know how long it took them to apply for a credit card from Qilu Bank during the bank audit.

If it passes, Qilu Bank will spend a day or two making the card and then mail it to the customer. As for the time required for mailing, it is related to the distance between the customer's address and the card issuer, which takes about one week.

Qilu Bank Quancheng Business Card (Credit Card) is a UnionPay standard credit card issued by Qilu Bank, which is used for daily business expenses and financial reimbursement of budget units, taking into account personal consumption. If you want to apply for this card, you must understand its application conditions, so that you can make a good strategic plan when you apply.

2. Qilu Bank stipulates that only natural persons with full civil capacity who have reached the age of 18 can apply for credit cards. And natural persons are required to have a legal and stable source of income and the ability to pay for credit card consumption. Public servants working in financial budget units with good personal credit status and economic ability may apply for official cards upon recommendation of the unit.

When applying for a credit card, you need to fill in the application contract correctly, completely and truly, provide relevant materials, and sign the application contract with the card issuer; It is agreed that the card issuer should consult relevant parties. After you sign and agree, the bank will help you with the credit card approval procedures.

Third, in order to avoid the risk of non-repayment, every bank attaches great importance to the financial ability and repayment ability of cardholders. The information you submit must make the bank feel that you have enough repayment ability. Having a house and a car is the bank's favorite. The stronger the repayment ability, the easier it is for banks to issue cards and the higher the credit card limit will be.