Credit cards cannot be used as proof of assets. The following can be used to prove assets: a copy of the real estate certificate, a copy of the driving license; a copy of a bank loan account (with good credit, no more than 60 days overdue) or a deposit certificate Etc.

1. Credit cards generally have a three-day grace period after the repayment date. Repayment within the grace period is deemed to be repayment on time;

1. If the payment is paid in full, there will be no Any fees;

2. If the repayment amount is less than the minimum repayment stipulated by the bank, it will be considered overdue, and the interest rate will be 0.05%. In addition, a late payment fee of 5% of the unpaid portion of the minimum repayment amount will be charged;

3. If the repayment amount is greater than or equal to the minimum repayment but less than the full repayment, interest will be paid at 0.05%;

2. If the repayment exceeds the grace period, it will be deemed to be For overdue payments: interest is charged at 0.05%, plus late payment fees.