I don't know what's wrong with your certification.

First, you need to click to get account authentication, select credit card authentication, and then enter the information of your visa credit card. At this point, PayPal will deduct 1.95 USD from your credit card, thus creating a transaction with a four-digit transaction code. After obtaining this four-digit transaction code, log in to PP again, click Get Account Authentication, and then enter the four-digit code for successful authentication.

If you are adding this credit card authentication PP, it means that you can't authenticate this credit card. It may be because your credit card has no balance or is invalid, and you need to change it.

PP - fiora